Terms and Conditions

Effective December 16, 2016

Introduction.  The following terms and conditions govern your use of this website (  Your use of our website and Content (defined below) constitutes your acceptance of these terms and conditions.  If you do not agree with these terms and conditions, you should immediately cease use of this website and Content.   This website presents information and Content that is owned or licensed by Jennison Associates LLC (“Jennison”), its parents, subsidiaries and affiliates.  When used in these Terms and Conditions, “we” and “our” mean Jennison and “you” and “your” refers to any individual, company, or legal entity that accesses or otherwise uses this website.

Additional Terms.  These terms and conditions apply only to your use of this website and Content, and they do not apply to your use of any products or services otherwise offered by our affiliates at other websites.  We may have established or will establish additional or different terms and conditions for certain products and services.  In many instances, our products or services involve sophisticated financial instruments or investments that are regulated by governmental authorities.  You agree to review all applicable terms and conditions relating to Jennison’s products and services.  In the event of any conflict between the terms and conditions on this website and such additional terms and conditions, the additional terms and conditions shall govern and control.  Further, if you have an agreement for investment advisory or other services with Jennison, your relationship is governed by applicable agreements.  In the event of any conflict between the terms and conditions on this website and such agreements, your agreements govern and control.

Do Not Rely on This Website for Your Financial Decisions.  The Content on this website is for convenience and information purposes only.  You should consult your financial and legal advisors, and independently verify all Content provided through this website before you make decisions.  Nothing on this website constitutes an offer to sell or buy any product or service.  Nothing on this website should be construed as rendering tax, legal, investment, or accounting advice.  The posting of any prospectus or any other information on this website is not a recommendation or opinion for you to buy or sell any product or service or participate in any transaction.

Ownership and Use of Content.  All of the information and content on this website, including, but not limited to, all text, analyses, reports, articles, graphics, software applications, video and audio files and photos, trademarks, service marks and trade dress (“Content”) is owned or licensed by Jennison.  Except when included in any authorized printouts of the Content, you are not authorized to make any other use of Jennison’s marks including, but not limited to, as metatags or in any other fashion that may create a false or misleading impression of affiliation or sponsorship with or by Jennison.  The Content is protected by applicable intellectual property laws.  You may make and use printouts of the Content for your personal, non-commercial use only, provided that printouts retain all copyright, trademark and other proprietary notices.  Jennison reserves the right to terminate at any time your right to make personal copies of Content.  You may not copy, transmit, distribute, modify, publicly perform, reuse, sell or display any of the Content for any public or commercial purpose except with the prior written consent of Jennison or the owners of the materials, which they may issue in their sole discretion. You may not use the Content in any other website or in a network computer environment, including framing the Content within another website.  Except for the limited use rights expressly provided in this paragraph, all rights in Content are reserved.

Links.  Links from this website to a non-Jennison website may be provided for the user’s convenience only.  Jennison does not control or review these third party sites nor does the provision of a link imply any endorsement of or association with such non-Jennison sites.  Your linking to any websites from this website is at your own risk.   Subject to the terms of applicable service or other agreements, we will remove any link from this website upon request from the owner of the linked website.  Please contact to submit such a request.

WARRANTY DISCLAIMER.  We strive to provide accurate and up-to-date material on this website.  However, we make no warranties or representations as to the accuracy or timeliness of the Content.  Content may become inaccurate as a result of developments after its publication on this website.  Jennison assumes no responsibility to keep Content current or to correct inaccuracies or errors in Content.  The Content on this website and the operation of it are provided “as is” and for informational purposes only, and Jennison disclaims all representations or warranties of any kind, either express or implied, including warranties of merchantability, fitness for particular purpose, title, non-infringement, accuracy, completeness, and timeliness.  Certain jurisdictions may not permit certain disclaimers of warranties.  In such case, we disclaim warranties to the fullest extent permitted by the applicable law.

Trademarks.  Jennison, Jennison Associates and Prudential are service marks of The Prudential Insurance Company of America (“Prudential”).  Other proprietary Prudential marks may be designated as such from time to time on this website through use of the SM or ® symbols.  Except when included in any authorized printouts of the Content, you are not authorized to make any other use of any Prudential registered service marks or other proprietary Prudential marks.

Security.  Jennison does not warrant that the website will operate error free or is free from viruses, worms, Trojan horses or other destructive or harmful code.  Jennison assumes no liability or responsibility for any damages to you, your computer, or other property due to your access to, use of, or downloading of Content.  If you download or copy Content from this website, you are responsible for taking all reasonable precautions necessary to ensure the security and integrity of your computer and systems, including employing current virus protection software.

No Liability.  Neither Jennison, any of its agents, nor any other party involved in creating, producing, or delivering this website or Content is liable for any direct, incidental, special, consequential, indirect, lost profits, loss of business or data, or punitive damages arising out of your access to, or use of, or inability to access or use, this website or any Content, or the performance of any product on this website.

Changes.  Jennison reserves the right to change the Content on this website and these Terms and Conditions from time to time at any time without prior notice.  The changes may include superseding terms and conditions or specific notices.  YOU SHOULD REVIEW THESE TERMS AND CONDITIONS FROM TIME TO TIME TO BE AWARE OF ANY CHANGES THAT ARE MADE.  Your continued use of this website constitutes your acceptance of any change or update, all of which shall become controlling when posted.

Privacy. You may review Jennison’s Internet Privacy Statement at

Cautionary Language Regarding Forward-Looking Statements.  All Content, together with information filed and furnished with the Securities and Exchange Commission and any oral information provided by Jennison’s executives that relate to Jennison’s future performance or financial results are considered forward-looking statements.  These forward-looking statements involve uncertainties that could cause actual performance or results to materially differ, and readers are cautioned not to place undue reliance on them.  All forward-looking statements should be read in conjunction with the additional information about risks and uncertainties set forth in Prudential Financial, Inc.’s (“PFI’s”) Securities and Exchange Commission reports, including PFI’s annual report on Form 10-K for the most recently ended reportable year.

Governing Law.  These Terms and Conditions shall be governed by, and construed in accordance with, the laws of the United States and the State of New York, without giving effect to conflict of law principles thereof.

Exporting Material. Persons who access this website do so on their own initiative, and are responsible for compliance with applicable local laws and regulations. Software and other materials from this website may be subject to export controls imposed by the United States and may not be downloaded or otherwise exported to any country or anyone prohibited by law. Jennison prohibits your downloading or exporting of software or other material from this website in violation of U.S. Export Laws and the laws of your resident country. By downloading software or other material from this website, you represent and warrant that you are able to do so in full compliance with the laws of the United States and your resident country.

Termination.  Jennison reserves the right in its sole discretion to terminate or restrict your use of all or any part of the website, without notice, for any or no reason, and without liability to you or anyone else.  The Terms and Conditions relating to Ownership and Use of Content, Warranty Disclaimer, No Liability, and Governing Law shall survive any termination.

© 2016 Jennison Associates LLC
Prudential Financial, Inc. of the United States is not affiliated with Prudential plc which is headquartered in the United Kingdom.